TERMS AND CONDITIONS

The terms and conditions of use set forth herein apply to each of the pages of this website (collectively, the "Site"). Please read these terms and conditions of use carefully before using this Site.

By using this Site, you signify your agreement with the following terms and conditions of use without limitation or qualification. Crédit Financial Group OR Crédit Financier SA, its affiliates (collectively referred to herein as "CFG") may at any time revise these conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current terms and conditions of use to which you are bound.



Not an offer of advisory services or securities

This Site is limited to the dissemination of general information about the services provided by CFG. This Site and the information contained herein do not constitute and should not be construed as an offering of advisory services or an offer to sell or solicitation to buy any securities or related financial instruments in any jurisdiction. Responses to any inquiry that may involve the rendering of personalized investment advice or effecting or attempting to transactions will not be made absent compliance with applicable laws or regulations (including inter medier, investment or loan adviser or applicable agent or representative registration requirements), or applicable exemptions or exclusions therefrom.

Offerings of credits, loans or financial instruments to persons domiciled in the United States and certain other jurisdictions are made through in certain circumstances, through a placement agent registered in the relevant jurisdiction. Offerings are made only to persons who are "accredited investors" as defined in Rule 501(a) under the Securities Act of 1933, as amended.  

Jurisdictional Issues

Unless otherwise specified, the materials in or accessible through the Site are directed at residents of the European States, its territories, possessions, and protectorates. CFG makes no representation that material in or accessible through the Site is appropriate or available for use in other locations or that access to them where their content is located is not illegal and prohibited. Those who choose to access the Site from other locations do so on their own initiative and are responsible for establishing the legality, usability and correctness of any information or materials under any or all jurisdictions and the compliance of that information or material with local laws, if and to the extent local laws are applicable. You may not use or export the information or material in violation of European or U.S. export laws and regulations. The information provided in or accessible through the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject CFG to any registration or other requirement within such jurisdiction or country.

CFG is authorized and regulated by the Swiss Financial Market Supervisory Authority ("FINMA") in the Switzerland. Any collective investment schemes which may be referenced on this Site are not authorized and are considered unregulated collective investment schemes which cannot be marketed to the public in the Switzerland. Accordingly, this Site is directed only at persons in the European States who are either a "professional client" or an "eligible counterparty", such terms having the meaning given to them in the FINMA's Handbook of Rules and Guidance for Authorised firms made under the Financial Services and Markets Act 2000. CFG does not seek to exclude any duty or restrict any liability beyond the extent permitted by the rules of the Swiss Regulatory System, including the rules of the FINMA.

Investment Risk

CFG makes no representation, and it should not be assumed, that past investment performance is an indication of future results. Moreover, wherever there is the potential for profit there is also the possibility of loss. Certain of CFG’s strategies involve investments that are illiquid, are subject to a substantial risk of loss and are not suitable for many investors.

Restrictions on use of materials

Except as otherwise permitted by CFG, no materials from this website or any website owned, operated, licensed or controlled by CFG may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, report or use the content of this Site for public or commercial purposes, including the text, images, audio and video, without CFG’s prior written permission.

Trademarks and copyrights

This Site and all its content including, all trademarks, service marks, trade names, logos, and icons are proprietary to CFG. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Site without the prior written permission of CFG or such third party that may own the trademarks displayed on this Site. Your use of the trademarks displayed on this Site, or any other content on this Site, except as provided herein, is strictly prohibited.

Inquiries concerning use of CFG’s trademarks, service marks, trade names, logos, icons, copyrights or other intellectual property should be addressed to CFG contact site.

Images displayed on this Site are either the property of, or used with permission by, CFG. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. 

Links to other websites

This Site may contain links to other websites. CFG does not review or monitor any websites linked from or to the Site and will not be responsible for the content of any such linked website. If you decide to access the linked website, you do so at your own risk. CFG is not responsible for the information, materials or services obtained on or from such other websites and will not be liable in any respect for any damages arising from your access of such websites. Any such links are provided merely for the convenience of the users of the Site and the inclusion of the links does not imply any endorsement, representation or warranty by CFG with respect to any such website or the content or services contained through such websites. Furthermore, you agree not to link any websites to this Site without the express prior written consent of CFG. 

Limitation of liability

CFG ASSUMES NO LIABILITY FOR LOSS OR DAMAGE RESULTING FROM ANY USE OF OR RELIANCE UPON THE SITE OR ITS CONTENTS. IN NO EVENT WILL CFG BE LIABLE FOR ANY LOST PROFITS, LOST SAVINGS, LOST DATA, BUSINESS INTERRUPTION, OR OTHER DIRECT, INDIRECT, EXEMPLARY, PUNITIVE, SPECIAL, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR CLAIMS (WHETHER IN CONTRACT, IN TORT, OR OTHERWISE) ARISING OUT OF OR RELATING TO THE SITE, ITS CONTENTS, THE USE THEREOF, OR THE INABILITY TO USE THE SITE, EVEN IF CFG HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE. IF ANY WARRANTY DISCLAIMER OR LIMITATION ON LIABILITY IN THIS AGREEMENT IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF CFG UPON ANY CLAIM (WHETHER IN CONTRACT, IN TORT, OR OTHERWISE) ARISING OUT OF THE SITE, ITS USE OR ITS CONTENTS SHALL NOT EXCEED ONE THOUSAND CHF (CHF 1,000.00). 

Indemnification

You agree to defend, indemnify and hold CFG and its directors, officers, members, partners, principals, employees, agents and representatives harmless from any and all claims, liabilities, costs and expenses, including, without limitation, reasonable attorneys' fees, arising in any way from (i) your use of the Site, in whole or in part, or (ii) your breach or violation of law or any provisions contained herein. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with any such defense.  

Governing law and consent to jurisdiction

These terms and conditions of use shall be governed by and construed in accordance with the laws of the Switzerland applicable to agreements made and to be performed wholly within such state. You agree that any dispute or action at law or inequity arising out of or relating to these terms and conditions of use or your use of the Site shall be commenced only in the state or federal courts located in Switzerland and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of any such dispute or action.  

Waiver

No waiver by CFG of any right under or term or provision of these terms and conditions of use will be deemed a waiver of any other right, term or provision of these terms and conditions of use at that time or a waiver of that or any other right, term or provision of these terms and conditions of use at any other time.  

Integration and severability

If any provision of these terms and conditions of use is found to be invalid, unlawful, void or for any reason unenforceable then that provision shall be deemed severable from these terms and conditions of use and shall not affect the validity and enforceability of any remaining provisions. These terms and conditions of use represent and constitute the entire agreement between CFG and you relating to the subject matter discussed herein. 

Termination

These terms and conditions of use are effective until terminated by CFG, provided that you may terminate the terms and conditions of use at any time by destroying all information and materials obtained by you or on your behalf from the Site and all related documentation, copies, and installations whether made under these terms or otherwise. Such termination by you will not be effective if CFG, in its sole discretion and without notice to you, determines that you failed to comply with any term or condition stated herein. Upon termination of these terms you must destroy all information and materials obtained by you or on your behalf from the Site and all associated documentation, copies, and installation whether made under these terms or otherwise.  

Trademarks and copyrights

This Site and all its content including, all trademarks, service marks, trade names, logos, and icons are proprietary to CFG. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Site without the prior written permission of CFG or such third party that may own the trademarks displayed on this Site. Your use of the trademarks displayed on this Site, or any other content on this Site, except as provided herein, is strictly prohibited.